100 Câu trắc nghiệm tiếng Anh chuyên ngành ngân hàng có đáp án - Phần 4
20 câu hỏi
Banks make their profits from the difference between the interest rate charged to borrowers and that paid to depositors, also known as …..:
mistake
margin
range
Chọn đáp án B
The central bank is ………….to the commercial banks which are meeting the liquidity problem:
the commercial lender
the lender of last resort
the corporate lender
Chọn đáp án B
An organized market for the issue of new securities and the exchange of secondhand ones:
stock exchange
foreign exchange
commodity exchange
Chọn đáp án A
The amount of money made from an investment is its………….:
rate of return
rate of interest
rate of exchange
Chọn đáp án A
All the money received by a person or a company is known as …………….:
aid
income
wages
Chọn đáp án B
Money paid by the government or a company to a retired person is a …………….:
pension
rebate
subsidy
Chọn đáp án A
The money needed to start a company is called……………………………….:
aid
capital
debt
Chọn đáp án B
Money given to developing countries by richer ones is known as ……………:
debt
aid
subsidy
Chọn đáp án B
A type of deposit account which pays a favorable rate of interest:
Savings account
Checking acount
Transaction account
Chọn đáp án A
Which of the following best describes the bank system?
Regulated and unsafe
Regulated and safe
Unregulated and safe
Chọn đáp án B
If ever you find you have an unexpected expense, you can always………..some money from your current account:
extract
withdraw
exit
Chọn đáp án B
Income a bank derives from loans and investment securities:
non-interest income
interest income
net income
Chọn đáp án B
Banking services offered to large companies:
consumer banking
retail banking
corporate banking
Chọn đáp án C
Two or more customers may apply for a ……………………..:
two-person account
joint account
together account
Chọn đáp án B
Debt which will not be paid and which has to be written off in the accounts book:
Bad debt
Critical debt
Doubtful debt
Chọn đáp án A
Not yet paid or completed:
Outstanding
Outright
Outgoing
Chọn đáp án A
Loan which is guaranteed by the borrower giving assets as security:
Secured loan
Securities loan
Securitized loan
Chọn đáp án A
Members of a board of directors who are not full-time managers of the company:
Directors
Non-executive directors
Executice directors
Chọn đáp án B
Balance sheets of subsidiary companies grouped together into the balance sheet of the parent company:
Comprehensive balance sheet
Consolidated balance sheet
Common balance sheet
Chọn đáp án B
Assets used by a company in its ordinary works ( such as cash, materials, finished products, monies owed by customers ):
Fixed assets
Current assets
Liquid assets
Chọn đáp án B




