100 Câu trắc nghiệm tiếng Anh chuyên ngành ngân hàng có đáp án - Phần 3
20 câu hỏi
After they have been paid in, checks usually take three working days to…..:
pass
credit
clear
Chọn đáp án C
Houses, bungalows, apartments, offices, shops and other any type of building you can own are called…………..:
housing
property
buildings
Chọn đáp án B
When the government doesn’t control the exchange rate in any way, the currency is ……………….. :
freely convertible
totally convertible
absolutely convertible
Đáp án: A
Giải thích:
Xét các đáp án:
A. freely convertible: được chuyển đổi tự do
B. totally convertible: được chuyển đổi toàn bộ
C. absolutely convertible: được chuyển đổi hoàn toàn
Dựa vào nghĩa, chọn A.
Dịch: Khi chính phủ không kiểm soát tỷ giá hối đoái theo bất kỳ cách nào, đồng tiền sẽ được tự do chuyển đổi.
Delayed, put off or postponed until a later time:
Accrued
Amortized
Deferred
Chọn đáp án C
The ……………….shows how big a company’s profit is ( after interest and tax) compared with the shareholders’ equity:
Return on equity (ROE)
Return on assets (ROA)
Retained earnings / Total asset
Chọn đáp án A
Money owed by a company:
Accounts receivable
Accounts payable
Expense accounts
Chọn đáp án B
Allowing a customer time before he has to pay for goods or services:
Debit
Coverage
Credit
Chọn đáp án C
Money borrowed by a company to finance its activities:
Debt
Debit
Deed
Chọn đáp án A
Debts which a company has to pay within the next accounting period:
Contractual liabilities b/ c/
Current liabilities
Long-term liabilities
Chọn đáp án B
Closing of a company and selling of its assets:
Liquidity
Liquid
Liquidation
Chọn đáp án C
Capital for investment which may easily be lost in risky projects, but can also provide high returns:
Venture capital
Visible capital
Viable capital
Chọn đáp án A
Loan made with no collateral as security:
Secured loan
Unsecured loan
Soft loan
Chọn đáp án B
Loan where the borrower is not likely to pay:
Secured loan
Unsecured loan
Soft loan
Chọn đáp án B
Loan where the borrower is not likely to pay:
Non-secured loan
Non-performing loan
Non-negotiable loan
Chọn đáp án B
To deposit share certificates with a lender / bank as security for money borrowed:
To pledge share certificates
To sell share certificates
To negotiate share certificates
Chọn đáp án A
To pay interest on a debt and also repay the principal at due date:
To service a debt
To schedule a debt
To set off a debt
Chọn đáp án A
A check for salary given by an employer to someone who works for him /her:
Bounced check
Paycheck
Crossed check
Chọn đáp án B
All the ……………..you make on your account are recorded so that you can check the details at any time:
Movements
Activities
Transactions
Chọn đáp án C
The bank will simply not let you………….any money unless you can prove that you have been in regular employment for at least 3 years:
lend
provide
borrow
Chọn đáp án C
To find or supply money for someone or something:
to guarantee
to finance
to provide
Chọn đáp án B




