100 Câu trắc nghiệm tiếng Anh chuyên ngành ngân hàng có đáp án - Phần 2
20 câu hỏi
The amount of money that the lender lends to the borrower:
principle
principal
premium
Chọn đáp án B
When my friend needs a loan he offers the bank his house as……..:
debt
deposit
collateral
Chọn đáp án C
A small book that records a depositor’s deposits, withdrawals and interest payments by the bank:
Journal
Passbook
Ledger
Chọn đáp án B
I’m paying for my new car in 36 monthly …………..:
instalments
pieces
parts
Chọn đáp án A
In Japan, the US dollar is ……………………………….:
oreign money
strange money
a foreign currency
Chọn đáp án C
A depositor is ………….when he writes a check for more money than he has in his account:
overdrawn
debited
credited
Chọn đáp án A
What is the primary source of income for commercial banks?
Fees
Deposits
Loans
Chọn đáp án C
How easily a company can turn some of its assets into cash:
Efficiency
Solvency
Liquidity
Chọn đáp án C
You are never too young to start----------some money in a savings account:
Investing
Infusing
Interesting
Chọn đáp án A
The bank’s ………….lists assets and liabilities:
profit and loss statement
cash flow
balance sheet
Chọn đáp án C
Money received; in accounting, an entry made on the right side of an account:
debit
credit
balance
Chọn đáp án B
The financial institution is as an intermediary since………..:
it gets deposits from customers and then it provides loans to customers
it operates between the buyers and the sellers
it takes capital from its reserve and offers to its creditors.
Chọn đáp án A
It may seem a long way into the future but in the end you will get some----------- from your investment:
Produce
Price
Benefit
Chọn đáp án C
Each business hopes to make a………….to satisfy the shareholders:
Share
Profit
Export
Chọn đáp án B
My husband would like to remodel the kitchen so I would like to……… $20,000 for a second mortgage on our house:
Lend
Deposi
Borrow
Chọn đáp án C
What is an overdraft?
A type of bank account
An agreed amount you can borrow when your account balance runs out
A check returned unpaid
Chọn đáp án B
The accounting value of a company ( assets minus liabilities):
Net profit
Net worth
Net sales
Chọn đáp án B
We are thinking of buying a house and we would like to talk to a………:
Borrowing guy
Checking supervisor
Loan officer
Chọn đáp án C
What role does the board of directors of a bank play?
Make loans
Make deposits
Oversee bank activities
Chọn đáp án C
Regular bank statements will be sent to you by post, listing recent………..:
payments
events
transactions
Chọn đáp án C




