100 Câu trắc nghiệm tiếng Anh chuyên ngành ngân hàng có đáp án - Phần 5

The government bank which regulates all commercial banks in a country is called …………….:

Being able to pay all debts on due date:

Legal agreement where someone lends money to another person so that he can buy a property, the property being the security:

You can obtain cash at any time of the day or night from……..:

A numerical assessment of the risk of a potential borrower:

Computerized banking is………:

Name or value of coin or banknote e.g VND 1000, VND 10000, VND 50000:

An employee who serves customers in a bank for their deposits, withdrawals and other services:

The value of one currency in terms of another:

A statement sent regularly to customers – showing debits, credits and the balance of the account:

Movement of money from one bank account to another one:

A debt instrument that bears interest and promises repayment:

The net worth or equity of the shareholders’ investment in a company:

Units of equity of companies which may be bought and sold on the stock exchange and may rise and fall in value:

………………consist of everything a company owes:

ncome a bank derives from sources such as fees and service charges, trading income, and investment securities gains:

The exporter sends the goods and documents to the foreign buyer. The buyer pays the invoice when the goods arrive, or within a certain period from the invoice date. This can be risky,as the exporter trusts the buyer to honour the original sales contract:

A foreign bank issues an undertaking to the exporter ( through a bank in the exporter’s country) to pay for the goods as long as the exporter complies with the terms and conditions of the contract. This is a much safer form of payment for the exporter. To be even safer, the exporter can arrange for the bank in his/her country to act as “ confirming bank”, which means that the bank in the exporter’s country is responsible for the transaction:

The exporter does not dispatch the goods until payment has been received from the importer. There is no risk for the exporter – all the risk is taken by the importer: