20 câu hỏi
The amount of money that the lender lends to the borrower:
principle
principal
premium
When my friend needs a loan he offers the bank his house as……..:
debt
deposit
collateral
A small book that records a depositor’s deposits, withdrawals and interest payments by the bank:
Journal
Passbook
Ledger
I’m paying for my new car in 36 monthly …………..:
instalments
pieces
parts
In Japan, the US dollar is ……………………………….:
oreign money
strange money
a foreign currency
A depositor is ………….when he writes a check for more money than he has in his account:
overdrawn
debited
credited
What is the primary source of income for commercial banks?
Fees
Deposits
Loans
How easily a company can turn some of its assets into cash:
Efficiency
Solvency
Liquidity
You are never too young to start----------some money in a savings account:
Investing
Infusing
Interesting
The bank’s ………….lists assets and liabilities:
profit and loss statement
cash flow
balance sheet
Money received; in accounting, an entry made on the right side of an account:
debit
credit
balance
The financial institution is as an intermediary since………..:
it gets deposits from customers and then it provides loans to customers
it operates between the buyers and the sellers
it takes capital from its reserve and offers to its creditors.
It may seem a long way into the future but in the end you will get some----------- from your investment:
Produce
Price
Benefit
Each business hopes to make a………….to satisfy the shareholders:
Share
Profit
Export
My husband would like to remodel the kitchen so I would like to……… $20,000 for a second mortgage on our house:
Lend
Deposi
Borrow
What is an overdraft?
A type of bank account
An agreed amount you can borrow when your account balance runs out
A check returned unpaid
The accounting value of a company ( assets minus liabilities):
Net profit
Net worth
Net sales
We are thinking of buying a house and we would like to talk to a………:
Borrowing guy
Checking supervisor
Loan officer
What role does the board of directors of a bank play?
Make loans
Make deposits
Oversee bank activities
Regular bank statements will be sent to you by post, listing recent………..:
payments
events
transactions
