20 câu hỏi
Banks make their profits from the difference between the interest rate charged to borrowers and that paid to depositors, also known as …..:
mistake
margin
range
The central bank is ………….to the commercial banks which are meeting the liquidity problem:
the commercial lender
the lender of last resort
the corporate lender
An organized market for the issue of new securities and the exchange of secondhand ones:
stock exchange
foreign exchange
commodity exchange
The amount of money made from an investment is its………….:
rate of return
rate of interest
rate of exchange
All the money received by a person or a company is known as …………….:
aid
income
wages
Money paid by the government or a company to a retired person is a …………….:
pension
rebate
subsidy
The money needed to start a company is called……………………………….:
aid
capital
debt
Money given to developing countries by richer ones is known as ……………:
debt
aid
subsidy
A type of deposit account which pays a favorable rate of interest:
Savings account
Checking acount
Transaction account
Which of the following best describes the bank system?
Regulated and unsafe
Regulated and safe
Unregulated and safe
If ever you find you have an unexpected expense, you can always………..some money from your current account:
extract
withdraw
exit
Income a bank derives from loans and investment securities:
non-interest income
interest income
net income
Banking services offered to large companies:
consumer banking
retail banking
corporate banking
Two or more customers may apply for a ……………………..:
two-person account
joint account
together account
Debt which will not be paid and which has to be written off in the accounts book:
Bad debt
Critical debt
Doubtful debt
Not yet paid or completed:
Outstanding
Outright
Outgoing
Loan which is guaranteed by the borrower giving assets as security:
Secured loan
Securities loan
Securitized loan
Members of a board of directors who are not full-time managers of the company:
Directors
Non-executive directors
Executice directors
Balance sheets of subsidiary companies grouped together into the balance sheet of the parent company:
Comprehensive balance sheet
Consolidated balance sheet
Common balance sheet
Assets used by a company in its ordinary works ( such as cash, materials, finished products, monies owed by customers ):
Fixed assets
Current assets
Liquid assets
