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100 Câu trắc nghiệm tiếng Anh chuyên ngành ngân hàng có đáp án - Phần 4
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100 Câu trắc nghiệm tiếng Anh chuyên ngành ngân hàng có đáp án - Phần 4

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20 câu hỏiEnglish TestTrắc nghiệm tổng hợp
20 CÂU HỎI
1. Nhiều lựa chọn

Banks make their profits from the difference between the interest rate charged to borrowers and that paid to depositors, also known as …..:

A. mistake

B. margin

C. range

2. Nhiều lựa chọn

The central bank is ………….to the commercial banks which are meeting the liquidity problem:

A. the commercial lender

B. the lender of last resort

C. the corporate lender

3. Nhiều lựa chọn

An organized market for the issue of new securities and the exchange of secondhand ones:

A. stock exchange

B. foreign exchange

C. commodity exchange

4. Nhiều lựa chọn

The amount of money made from an investment is its………….:

A. rate of return

B. rate of interest

C. rate of exchange

5. Nhiều lựa chọn

All the money received by a person or a company is known as …………….:

A. aid

B. income

C. wages

6. Nhiều lựa chọn

Money paid by the government or a company to a retired person is a …………….:

A. pension

B. rebate

C. subsidy

7. Nhiều lựa chọn

The money needed to start a company is called……………………………….:

A. aid

B. capital

C. debt

8. Nhiều lựa chọn

Money given to developing countries by richer ones is known as ……………:

A. debt

B. aid

C. subsidy

9. Nhiều lựa chọn

A type of deposit account which pays a favorable rate of interest:

A. Savings account

B. Checking acount

C. Transaction account

10. Nhiều lựa chọn

Which of the following best describes the bank system?

A. Regulated and unsafe

B. Regulated and safe

C. Unregulated and safe

11. Nhiều lựa chọn

If ever you find you have an unexpected expense, you can always………..some money from your current account:

A. extract

B. withdraw

C. exit

12. Nhiều lựa chọn

Income a bank derives from loans and investment securities:

A. non-interest income

B. interest income

C. net income

13. Nhiều lựa chọn

Banking services offered to large companies:

A. consumer banking

B. retail banking

C. corporate banking

14. Nhiều lựa chọn

Two or more customers may apply for a ……………………..:

A. two-person account

B. joint account

C. together account

15. Nhiều lựa chọn

Debt which will not be paid and which has to be written off in the accounts book:

A. Bad debt

B. Critical debt

C. Doubtful debt

16. Nhiều lựa chọn

Not yet paid or completed:

A. Outstanding

B. Outright

C. Outgoing

17. Nhiều lựa chọn

Loan which is guaranteed by the borrower giving assets as security:

A. Secured loan

B. Securities loan

C. Securitized loan

18. Nhiều lựa chọn

Members of a board of directors who are not full-time managers of the company:

A. Directors

B. Non-executive directors

C. Executice directors

19. Nhiều lựa chọn

Balance sheets of subsidiary companies grouped together into the balance sheet of the parent company:

A. Comprehensive balance sheet

B. Consolidated balance sheet

C. Common balance sheet

20. Nhiều lựa chọn

Assets used by a company in its ordinary works ( such as cash, materials, finished products, monies owed by customers ):

A. Fixed assets

B. Current assets

C. Liquid assets

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